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Unlocking capital to empower Teams
We help organizations strengthen their teams, create financial freedom and build sustainable growth.
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Award winning team as seen on:
Explore our most Popular Services.
Enrich your employee benefits package at $0 net cost.
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Partnership Oriented
A way we can provide benefits to our employees without any cost to them, and with savings for us. I think it's a great thing.”
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[The First Gen Plan] Helps us be more competitive in the marketplace, being able to offer this in our hiring package helps us. Turnover is a really tough thing in our business, and retaining people
We've had some really good responses from our staff. One said "Subway for life!". Sounds good to me, that's the reaction we're looking for!
So I know we're resonating with the staff, and that's exactly what we're hoping to do, show them we care.
Partners Who Trust Our Expertise
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“At First Gen Financial, as we grow, we stay in your corner. Our focus remains on how we can drive your success as new opportunities arise in the marketplace.”
A Self Insured Medical Expense Reimbursement Program (SIMERP) is an employer-sponsored workplace program that allows employees to supplement their benefits with zero net out of pocket costs.
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SIMERP reduces business payroll costs by approximately $1,150 per W2 employee, and results in an increase to the bottom line of the organization.
Benefit to the Employer.
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No out of pocket cost + approximately $1150 in net EBITDA increase per employee per year. Additional potential to save on insurance premiums.
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Increase in business profitability & valuation by directly decreasing payroll expenses.
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Increased employee satisfaction & retention.
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Benefit to the Employee.
Increased benefits at $0 out of pocket cost. Benefits such as health insurance, life insurance, and other VB available. With healthcare extending to their family.
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Increase in Take Home Pay.
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Increased satisfaction with employer and benefits plan.
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The approximate $1150 per employee savings directly increase your EBITDA & enterprise valuation by decreasing payroll expenses. Benefit plans underwritten this way are made possible through the Affordable Care Act, Section 125, Section 213(d) & Section 105 of the Internal Revenue Code.
$0 Copay
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12 Rx Home Deliveries
12 Virtual Urgent Care Visits
12 Virtual Primary Care Visits
12 Virtual Counseling Sessions
Primary Care
Generic Rx
Hospital Bill Advocacy
Place the capacity of 100+ years of collective specialized experience, directly onto your team.
Our experts & professionals have encountered nearly every conceivable scenario within their applicable vertical, providing your business with the expertise to maximize claims while minimizing external scrutiny.
When going after complex financial projects, having elite talent with decades of specialized experience is costly to fund in-house, yet can make a significant increase in your results. When required, your projects are supported by comprehensive legal memorandums, ensuring secure and compliant execution.
Document Collection
Gather Payroll Documents.
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Underwriting & Calculations
Eligibility Review and Pro forma Creation.
Implementation & Education
Educate team and implement benefits.
Benefits & Savings
Activate Benefits & Optimize the Company.
Explore Our Other Services
Corporate Settlements
Discover Card Class Action
Google Adwords Class Action
AMEX Card Class Action
Tax Credits & OtherRecovery
Only For Clients with 50 Million in annual revenue or 500+ Employees
R&D Credits
Workers Opportunity Tax Credits
FICA Tip Credits
Comprehensive Fixed Asset Review
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